Two houses representing how to apply for a second mortgage

Many homeowners need extra funds for various reasons, such as home improvements, debt consolidation, or unexpected expenses.  Applying for a second mortgage can be a smart way to access the equity you’ve built in your home, but it can also seem overwhelming.  This blog post will walk you through the process, helping you understand the […]

First time buyer couple moving into their new home, after mortgage qualification

How Lenders Calculate Your Income for Mortgage Qualification Planning to buy a home? It is very important to understand how lenders calculate your employment or business income for qualifying purposes. The income you earn may not be what mortgage lenders can use to qualify you for a home loan, especially if you are self-employed. Are […]