mortgage broker meeting with client

Navigating the home-buying process can be daunting, with its complex steps and the challenge of finding the right loan.  That’s where a mortgage broker comes in, especially in unique markets like Hawaii.  Today, let’s explore what a mortgage broker does and how leveraging their expertise can transform your home buying experience. What is a Mortgage […]

Person applying for a home mortgage

Navigating the path to homeownership can be thrilling yet daunting, particularly when it comes to understanding how to apply for a mortgage. Here at Hawaii Mortgage Group, we simplify this process into five manageable steps, guiding you toward making your dream home a reality. Let’s walk through these steps together, ensuring you’re well-prepared to apply […]

First time buyer couple moving into their new home, unpacking.
Comments Off on How Lenders Calculate Your
Income for Mortgage Qualification

How Lenders Calculate Your
Income for Mortgage Qualification

Planning to buy a home? It is very important to understand how lenders calculate your employment or business income for qualifying purposes. The income you earn may not be what mortgage lenders can use to qualify you for a home loan, especially if you are self-employed. Are You a Salaried or Hourly Wage Home Buyer? […]