Person applying for a home mortgage

Applying for a second mortgage Navigating the path to homeownership can be thrilling yet daunting, particularly when it comes to understanding how to apply for a mortgage. Here at Hawaii Mortgage Group, we simplify this process into five manageable steps, guiding you toward making your dream home a reality. Let’s walk through these steps together, […]

First time buyer couple moving into their new home, after mortgage qualification

How Lenders Calculate Your Income for Mortgage Qualification Planning to buy a home? It is very important to understand how lenders calculate your employment or business income for qualifying purposes. The income you earn may not be what mortgage lenders can use to qualify you for a home loan, especially if you are self-employed. Are […]