Two houses representing how to apply for a second mortgage

Many homeowners need extra funds for various reasons, such as home improvements, debt consolidation, or unexpected expenses.  Applying for a second mortgage can be a smart way to access the equity you’ve built in your home, but it can also seem overwhelming.  This blog post will walk you through the process, helping you understand the […]

mortgage lender performing a home loan

Are you looking to buy a home in Hawaii? That’s awesome!  But things can quickly get confusing between finding your dream house and navigating the mortgage process. Selecting the best-suited mortgage lender is one of the first hurdles you’ll face. And trust us, not all lenders are the same. So, let’s break it down so you […]

mortgage broker meeting with client

Navigating the home-buying process can be daunting, with its complex steps and the challenge of finding the right loan. That’s where a mortgage broker comes in, especially in unique markets like Hawaii.  Today, let’s explore what a mortgage broker does and how leveraging their expertise can transform your home buying experience. What is a Mortgage Broker? […]

first time home buyer receiving keys for home and a sold sign

The feeling of owning your first home is unparalleled – it’s a blend of pride, excitement, and a sense of stability. Homeownership marks a significant milestone, transforming dreams into reality. While the journey of home buying may seem daunting, we’re here to guide you through every step. In this blog, we’ll cover everything from financial […]

Person applying for a home mortgage

Navigating the path to homeownership can be thrilling yet daunting, particularly when it comes to understanding how to apply for a mortgage. Here at Hawaii Mortgage Group, we simplify this process into five manageable steps, guiding you toward making your dream home a reality. Let’s walk through these steps together, ensuring you’re well-prepared to apply […]

First time buyer couple moving into their new home, after mortgage qualification

How Lenders Calculate Your Income for Mortgage Qualification Planning to buy a home? It is very important to understand how lenders calculate your employment or business income for qualifying purposes. The income you earn may not be what mortgage lenders can use to qualify you for a home loan, especially if you are self-employed. Are […]