Faq's - Frequently Asked Questions

How can I find a mortgage lender near me?

You can easily find a mortgage lender near you by applying online with Hawaii Mortgage Group. Our platform connects you with local lenders who understand the Hawaii market and can offer competitive rates tailored to your needs.

What is a mortgage credit certificate and how can it help me?

A mortgage credit certificate (MCC) allows homebuyers to claim a tax credit for a portion of the mortgage interest paid annually. This can significantly reduce your federal income tax liability, making homeownership more affordable.

Can I apply for a second mortgage with Hawaii Mortgage Group?

Yes, you can apply for a second mortgage with us. A second mortgage allows you to borrow against the equity in your home for purposes like home improvements, debt consolidation, or other financial needs.

Are there loan officers near me who can help with my mortgage application?

Yes, Hawaii Mortgage Group has loan officers located throughout Hawaii. They can assist you with your mortgage application, answer any questions you have, and provide personalized support to help you secure the best loan.

How do I apply for a mortgage with Hawaii Mortgage Group?

To apply for a mortgage, visit our "Apply Now" page and fill out the online form. One of our loan officers will contact you to guide you through the next steps, answer your questions, and help you gather the necessary documents.